Think you've got it bad with the fees your credit card charges you? Well try this: $247 up-front, for a $300 credit line... And that's not the worst of it!

Debt-government, corporate and household has reached astronomical proportions.Where does all this money come from?How could there BE that money to lend?The answer is there isn't. Today money IS debt.If there were no debt there would be no moneyIf this is puzzling to you. you are not alone. Very few people understand, even though all of us are affected.You should see this either you are a chomskyan anarchist or an 80's Wall Street guy.

What you don't know won't hurt you......or will it?Money As Debt. Part 5 of 5.Animation by Paul Grignon.Narrated by Bob Bossin.net/

WGN Radio's Your Money host Bill Moller presents a series of financial videos. This segment deals with credit card management.

Inflation, the Gold Standard, and Fractional Reserve Banking: Part 5 of a multi-part series by lawyer Paul McKeever that explains the nature of money and banking as it has never been explained to you before.ERRATA - Apparently, I accidentally gave Ron Paul a raise in this video: from Congressman to Senator. Must have been his bid for the Republican presidential nomination that got me writing "Senator". Thanks to EdgeMugga for pointing it out.

Rate, comment, and subscribe.Special Economic update Aug 21VisionVictory

Make money without a job by finding temporary employment through Craigslist.org, visiting a Labor Ready office or selling goods on eBay. Use computer or writing skills to make money temporarily with ideas from an investment consultant in this free video on making money.Expert: Roger GrohBio: Roger Groh is the founder of Groh Asset Management.Filmmaker: Bing Hu

BusinessMoney Minute: Home Sales, Credit Cards, OilMoney Minute: Home Sales, Credit Cards, OilThe Associated PressThe National Association of Realtors says pending home sales fell 4.7 percent in May or 14 percent from a year ago. The AP's Mark Hamrick reports on that and the rest of Tuesday's top business headlines. (July 8)AP Money MinuteThe National Association of Realtors says pending home sales fell 4.7 percent in May or 14 percent from a year ago.The group's seasonally adjusted index came in at 84.7 from an revised April reading of 88.9. The index, which sunk to a record low of 83 in March, stood at 98.5 in May 2007. ---------------------------Oil tumbled for a second day this week, falling fell $5.75 to $135.62 a barrel on the New York Mercantile Exchange. Oil dropped nearly $4 a barrel a day earlier. The retreat in crude oil also arrives amid escalating worries about deteriorating lending conditions and the still-slumping housing market.---------------------------Consum ers are spending more, but they're using plastic to do so. The Federal Reserve reported that consumer credit increased at an annual rate of 3.6 percent in May. Use of revolving credit, which is primarily credit cards, rose at a 7.1 percent pace for the month. The rise pushed total consumer debt up by $7.8 billion to $2.57 trillion. I'm Mark Hamrick with AP Money Minute ___ ___, The Associated Press.(****END****)

Penalties for credit card fraud include significant fines and possible imprisonment. Avoid becoming a victim of credit card fraud with help from a registered financial consultant in this free video on money management and financial advice.Expert: Patrick MunroContact: comBio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.Filmmaker: Reel Media LLC

When dealing with credit cards, the APR is the interest rate that a credit card will charge for the services of extending one's money. Learn about the competition of interest rates between credit card issuers with help from a registered financial consultant in this free video on money management and personal finance.Expert: Patrick MunroContact: comBio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.Filmmaker: Reel Media LLC

James Beeland Rogers, Jr. (b. October 19, 1942, Wetumpka, Alabama) is a co-founder, along with George Soros, of the Quantum Fund. He is a college professor, author, world traveler, economic commentator, and creator of the Rogers International Commodities Index (RICI).9/17/2007

Individuals can be exempted from paying health insurance co-pays if they are the victim of a car accident that was not their fault, or if the individual is an executive who is compensated for their medical co-pays. Learn about the standard fees charged to a person when visiting the doctor with information from a registered financial consultant in this free video on health insurance.Expert: Patrick MunroContact: comBio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.Filmmaker: Reel Media LLC

Introduction to how banks make money and the value they (potentially) add to society.

WATCH AND LEARN: I have taken the wonderful documentary by Aaron Ruso called "America: Freedom to Fascism" and edited it down to a 6 part, 57 minute series that will teach you government secrets about the Federal Reserve Bank that "they" don't want you to know. The Federal Reserve is neither Federal nor a Reserve. Owned by a corrupt group of International Bankers, it is a privately owned monopoly, largely responsible for creating America's National Debt.

Federal regulators have adopted sweeping new rules for the credit card industry that will shield consumers from increases in interest rates on existing account balances. AP Personal Finance Editor Trevor Delaney explains. (Dec. 23)

This episode was actually posted back in December 2006 but through some oversite it didn't make it to our YouTube Channel. With all the recent credit market woes back in the headlines again [the great credit crisis], it seemed especially apropos. Especially with all the subprime mess Apparently it's possible to extrapolate the current rate of the M3 money supply figures pretty accurately after all, even after the Fed decided to "de-emphasize" its role. Let's see what the current rates would have been expected to be, and what they suggest for the economy and the stock market... I also discuss the credit cycle and the effects of easy credit and leverage on the transfer of wealth.Notes/Extra Links/Transcript: com/vlog/moMONEY...For those interesting in learning more, you should also check out Aaron Russo's film (see com) - you can watch the movie here: video.google/videoplay?doc...Great MUST-READ article: "The Dow is Crashing" - com/fsu/edi...It's quite shocking how many young kids commented about why they should care about this. Here's my response:Why should a 14 year old be interested in the Federal Reserve??Because the Fed (NOT the government) controls the money supply - the value of the dollars in you and your family's pocket, which basically controls everything else... A 14 year old commented on my Fed Credit Cycle video about why he should care about this stuff and here is my response.This is exactly the type of video you SHOULD be watching if you want to understand how the world around you really works. You think you're going to learn this stuff in school? I understand you may be young, and while we have many videos that are entertaining for kids your age, we can only hope that some of these other videos will catch your attention as well and much better prepare you for the future. If you don't fully understand, ask your parents to watch, learn, and discuss it with you as well. Or, of course, you could end up having a different discussion in a few years when your family explains to you why they are not only broke, but in debt to the hilt and losing their house, and that car you were promised (and possibly even a nice roof over your head) is simply out of the question...And for those of you who just don't believe it's possible, or that it couldn't happen to you, just google "housing bubble" or "housing collapse".And to our UK friends who think this doesn't affect them yet... how's this for SCARY - it's the next step in the US as well: en.wikipedia.org/wiki/British_...Honors for This Video:#66 - Most Viewed (Today) - News & Politics#16 - Top Rated (Today) - News & Politics#98 - Most Discussed (Today)#12 - Most Discussed (Today) - News & Politics#13 - Top Favorites (Today) - News & Politics

A closer look at offers from credit card companies and banks - specifically one's that make you spend money to make money. KXLY4's Colleen O'Brien reports.

Ways to invest in a money-market account include through a bank, a mutual-fund company or through a discount brokerage. Earn interest on saved money with a money-market account with advice from a financial planner in free personal-finance video.Expert: Julie Asti, CFPBio: Julie Asti works as a financial planner for Asti Financial.Filmmaker: Bing Hu

Here are some simple things you can do every day to save money.

A home equity line of credit loan is when someone wants to take money out of their home for the purpose of education, buying a car or the like. Find out additional information about a home equity line of credit loans, or HELOC, with help from a registered financial consultant in this free video on money management and personal finance.Expert: Patrick MunroContact: comBio: Patrick Munro is a registered financial consultant (RFC) with outstanding sales volume of progressive financial products and solutions to the senior and boomer marketplace.Filmmaker: Reel Media LLC